How to pay a loan through Sberbank?

Today, banks provide their clients with the mostvarious ways to repay the loan. The most convenient and popular methods of paying for loans we will consider using the example of Sberbank services, which used for this modern computer technology.

How to pay a loan through an ATM of Sberbank

ATMs of Sberbank are placed in specialcustomer service points that work around the clock. In order to pay a loan through an ATM or a Sberbank terminal, you need to have a plastic card or cash, a Sberbank loan account number and a contract conclusion date.

ATM menu

In the ATM menu, select "Redemption"credit ". Next, you need to enter a 20-digit loan account number and the date of the loan agreement. If all the data is entered correctly, after confirming the input of this data, your name, data of the ship's account and contract, and the amount necessary for repayment appear on the screen. If the payment exceeds the amount required for payment, the interest for the next payment period will be recalculated taking into account the overpayment.

Further, the ATM will offer detailsdistributing the amount of payment or crediting the funds without acquaintance with the details. If you choose the first option, then the screen will display information about what amount will go to repay the loan directly, and which - to pay interest. This information is also contained in the check, so you can proceed to pay immediately. After that, you will be asked to pay by credit card in cash. When choosing the first option, you need to insert a card, enter a PIN-code and confirm the payment, and if you choose the second option, make notes in the bill acceptor.

From the advantages of this method of paying loans it is possible to allocate the possibility of paying at any convenient time in 24-hour ATMs.

How to pay a loan through Sberbank online

The process of paying for a loan through the Sberbank online service can be different depending on whether you pay the loan of the Savings Bank or pay in favor of another bank.

Payment of a loan from Sberbank

If you want to pay Sberbank credit throughInternet, for this, first of all, the service "Sberbank-online" must be activated, the UDBO agreement (universal banking service agreement) is concluded, and the bank account must have the necessary amount for payment. Further in your personal account in the Internet bank you need to go to the section "Credits". This section contains information about all available loans, as well as those loans in which you are a guarantor or a pledgor. Here you need to choose the loan that you want to pay, and click "Pay Credit". In the pop-up window, select the account for payment and enter the required amount and then confirm the payment. As a rule, payments within the bank take place within a few hours.

Payment of a loan from another bank

In order to pay a loan to a bankor a loan from a territorially different Sberbank, you need to use the "Transfer to account" tab. Next, the options are: "To the account of another bank" or "To the account of the Savings Bank." Here you will need to enter the details of your credit account and the beneficiary's bank account. These data can be specified in the branch of the bank that issued the loan. After entering the details, you need to select an account for debiting funds, enter the amount and confirm the payment. When paying loans from other banks, it is worth remembering that transfers can take up to three days, so payment must be made in advance.

The most significant advantages of this method are the convenience of paying the loan directly from home, the high-tech method, as well as the availability of options such as auto payment and SMS-informing.

How to pay a loan through Sberbank

Payment of the loan through the cashier is carried out by twodocuments: passport and loan agreement (or its number). If you do not pay the loan personally, the person making the payment will also need to bring your passport and credit agreement with you. After all documents have been issued, you need to pay the receipt at the checkout. If you pay a loan from another bank in Sberbank's cash department and you have a Sberbank card, there is no transfer commission. From the advantages of this method of paying a loan, you can highlight the instantaneous transfer, and from the shortcomings-the need to defend in the queue and the dependence on the bank's operating mode.